In recent times, the term health insurance has notched new heights with innovative features and better coverage options being delivered to policyholders. From taking care of post and pre-hospitalization costs to helping patients recuperate in the comforts of their home with the best-in-class aftercare facilities, these health plans do it all. In general, such medical insurance policies are becoming more popular by the day, catering to all budgets and health needs with flair.
For instance, Oriental health insurance plans are being considered by people of all age groups, and from different walks of life, for taking care of the financial liabilities connected with high healthcare, medicine, and hospitalization costs.
Online vs Offline: Which Is a Better Place to Purchase the Insurance?
Though the traditional modes of health insurance purchase point towards their buy from offline resources, modern-day policyholders are found gravitating towards the online purchase of Oriental health insurance. This is in the face of insurance comparison and aggregator sites like Coverfox.com coming up with invaluable modes and comparison, thereby making purchase decisions more informed and worthwhile for health plan buyers.
One of the primary advantages of buying Oriental health insurance and other plans online pertains to gaining the facility of comparing the rates and features beforehand. As an informed customer, you will be able to make the correct choice in terms of premium, tenure and scope of payment, ease of making claims, etc. Alongside, the online transactions will ensure complete transparency with regards to calculating and paying the best possible premium amount, and that too at a discount.
Online health plans are usually less costly than their offline counterparts as the role of agents and their commissions are eliminated; with insurance companies saving on administration and commission costs, they pass on the benefits to prospective health insurance buyers online.
Which Company Offers the Best Health Insurance Plans?
Following are the top health insurance companies in India. You may want to consider their basket of products for the protection of your health and that of your family members.
1.Apollo Munich Easy Health
Apollo Munich Easy Health provides various coverage benefits such as inpatient treatment for getting protection against hospitalization expenses for over 24 hours-timeframes. With more than 144 kinds of medical expenses for day-care, this Apollo Munich health insurance plan provides adequate protection for medical expenses incurred in the course of post-hospitalization as well.
2. Oriental Health Insurance
The following health plans by the Company are making waves in the Indian market space.
This Oriental health insurance plan offers health coverage to all family members at a single go. It goes a long way in helping policyholders save good money and get quality and kin-time treatment.
Happy Family Floater Health Insurance Policy:
It provides complete and effective solutions for healthcare to all family members under the umbrella of a singular plan.
Health of Privileged Elders:
This effective health plan by Oriental is for senior citizens aged 60 years and above. It encompasses several discounts and helpful features.
Individual Mediclaim Policy:
This health policy can be purchased by anyone aged 18 to 80 years. It provides networked healthcare facilities all across India.
Overseas Mediclaim policy:
This exclusive plan provides health care and medical relief in foreign countries for you as well as your family members.
3. ICICI Lombard Complete Health Insurance- iHealth
This health insurance plan offers several beneficial features like cashless hospitalization, tax benefits, free health check-ups, emergency ambulance coverage, free look time of 15 days, etc.
4. Religare Health Insurance- Care
The comprehensive health insurance policy offers cover for all financial risks pertaining to medical emergencies. Along with taking care of the costs related to day-care procedures and room rent, it covers domiciliary expenses, ICU charges, ambulance charges, medical check-ups as well as pre/post-hospitalization expenses.
5. Bajaj Allianz Health Guard
The Company provides various comprehensive and innovative health insurance plans. Its premium health plan, Bajaj Allianz Health Guard, offers several benefits including pre and posts hospitalization expense coverage and lots more. Providing life-long renewability option for the policyholder, it gives access to 4000 plus network hospitals located across the country.
Coverfox.com helps you buy Oriental health insurance plans after guiding you through the comparison and purchase processes effectively. Do try out the online insurance premium calculator and other online insurance comparison tools on this website to make more informed purchases. Once you have zeroed in on the health insurance plan that provides higher coverage at a lower premium, go for secure online payment modes to make the purchase, right away!